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With COVID restrictions relaxed, can you go back to traveling like you used to? – Morningstar

By Sally French
Should you still get travel insurance? What the guidelines say about quarantine, testing and vaccination.
This article is reprinted by permission from NerdWallet.
About two and a half years into the pandemic, you might be wearing masks less often and traveling more often than you did last year. Most countries have lifted the restrictions that prevented international travel.
In an August brief, the Centers for Disease Control and Prevention said the pandemic has moved into "a different phase," pointing to lower disease severity. The CDC also released newly relaxed guidelines that may have a big impact on how people think about the health risks related to travel.
"There is generally less risk of severe illness as a result of COVID-19 due to the resources we have available to reduce symptoms, like vaccinations, medications, and boosters," says Dr. Janice Johnston, chief medical officer and co-founder of Redirect Health, a health care company offering an alternative to insurance.
So does that mean you can go back to traveling like you used to, with no worries about COVID-19? Only you can assess your risk tolerance, and it likely depends on your pre-existing conditions and the nature of your trip.
Read: 1 in 5 of Americans don’t know about new omicron-targeting COVID boosters, survey finds
What the CDC guidelines say now
The CDC updated its guidelines regarding COVID-19 in August. Among the biggest changes:
Reduced isolation periods — as well as the end of quarantine recommendations for people who have been exposed to COVID-19 — make it less likely that you’d have to cancel a planned trip just because your coworker got sick the day before your departure.
It also cuts back on the likelihood that you’ll have to cancel a trip if you catch COVID–19 a couple of weeks before you leave.
Related:Canada to scrap mask mandate on planes, joining Japan, Hong Kong and U.A.E. in lifting COVID restrictions
How to think about international travel
In June, the CDC rescinded the requirement for travelers to show a negative COVID-19 test or documentation of recovery from COVID-19 to board any U.S-bound aircraft from a foreign country.
That said, all non-immigrant, non-U.S. citizen air travelers are still required to be fully vaccinated — with proof — prior to boarding an airplane to the U.S.
Sure, there is still some risk of being exposed to COVID-19 abroad. But if you do test positive in a foreign country, the reduction of the 10-day isolation period to five also cuts down on the extra time you may need to spend in isolation abroad.
While you shouldn’t jump on an airplane if you have symptoms or know you’re positive, you don’t have to take a COVID test simply to board. Previous testing requirements were complicated and expensive. Some travelers reported paying $1,000 for COVID-19 tests so their families could travel internationally. Travelers who tested positive while abroad documented the stress of finding lodging and rebooking flights last minute.
See: The strong dollar is making European travel very attractive right now — with one important caveat
Accept that anything can change — and have a plan if it does
If the past couple of years taught us anything, it’s that flexibility is king. Some cities have encouraged people to mask up again. Borders have reopened, but they could close again if another pandemic necessitated it. The state of the COVID-19 pandemic today might be different by the time your trip rolls around — and rules and recommendations might be different too.
Given the ongoing uncertainty of travel, it can be wise to purchase travel insurance. Policies typically cover illness and injury, so if you test positive for COVID-19 and can no longer travel (or need to extend a trip you’re already on to isolate), your insurer can cover those costs. And you might not even need to pay for travel insurance. Many premium travel credit cards include trip insurance as a benefit for trips paid for on that card.
And while you can take steps to mitigate personal risk, travel still may not be for everyone.
"People should not be afraid to return to pre-pandemic travel practices, though masks can always be worn in crowded spaces, and those who are significantly immunocompromised should consult with their physicians before travel," says Dr. Joseph Kerby Gray, an emergency medicine resident in Chattanooga, Tennessee. "The vast majority of people are safe to travel as they were during pre-pandemic times, especially if they are vaccinated."
More From NerdWallet
Sally French writes for NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia.

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10-04-22 0501ET
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